During his interview, Mike was repeatedly given hypothetical scenarios and asked how he would respond. d. The offeree must have no more than one stipulation. Which of the following best defines "insured"? Avoid statements that could be construed as an admission of fault. A. transferring diseases from one person to another B. the transfer of stem cells from one person to another C. surgery for a disease D. correcting the genetic code in chromosomes, One of the four elements of negligence is which of the following? the action that causes bodily harm to someone. The office must close for two months during repairs. Who is responsible for making sure that Louisiana insurers do not routinely engage in Unfair Claims Settlement practices? )\ Which of the following is the form of discharge experienced by Bella? Identify the exception to the employment-at-will doctrine that Holly is likely to choose when she files a wrongful discharge suit. How often is the NAR Code of Ethics updated? Decisions of the ________ are final unless a question of law is involved that is appealable to the U.S. Supreme Court. Which of the following programs can help the company avoid such situations from exiting employees? No; Craig's comments undermined Corina's relationship with her listing agent. party against whom criminal or civil charges have been filed. In part to avoid behavioral bias, many organizations are increasingly relying on ________ to make hiring decisions. Additionally, the electrical system shorts out and Erin has to close for three days. A valid out-of-state license is accepted as the basis for issuing a license in a second state without reexamination. d. Agreement, consideration, competent parties, legal purpose. Organizations use __________ such as commissions, profit-sharing, bonuses, and stock options to attract and retain top performers. Beverly, a buyer, filed a complaint against a listing broker when she learned that he'd never presented her offer to the seller. The circumstances of the injury make it obvious that the defendant is negligent; no proof is needed. The insurer warns Sandy that it has a policy of appealing arbitration awards that favor the insured. Greg then sues Julie for her actions. As employers, physicians have general liability for many aspects of their business. Cara prefers ______ because she wants to preserve her working relationship with Sue. Refer to figure 9.2 and list the steps of the training process in correct order, placing the first step at the top and the last step at the bottom. Patients sue for a variety of reasons. The _______ of her job include commission on the sale she generates, quarterly performance bonuses, and stock options. A motor carrier that offers transportation services to the public on a regular basis (rather than only for hire) is known as a: d. It is intended for those who store the property of others. On what grounds could such a termination be considered a wrongful discharge? Blake was an innovative arcisc; he invented many of his own printing techniques. (2) An agreement to use arbitration shall be in writing and shall specify a maximum award that may be issued by the arbitrator, as well as any other conditions limiting the range of possible outcomes. Which of the following statements is true about appeals? Liability insurance provides indemnification for the insured. Gavin files a lawsuit and refuses to withdraw it in order to arbitrate the matter. The two parties select an arbitrator and the two arbitrators select a third to act. Way back in the beginning of your course, you learned that, in order to provide information to your local REALTOR association and facilitate reporting of your NAR Ethics requirement for this course, you'd need to enter your ______ on your course affidavit upon completion of your course. Dr. Ryan's office is being flooded with patient appointment requests, because a nasty case of the flu is going around. His Dad lectures him about the dangers of speeding, but Robby thinks his Dad is overreacting. Barton Springs Landscaping buys a used truck for $18,700 and agrees to make 36 payments of$612.25 each. Jarvis, a manager at Livingston Corp., believes that he can fire Yolanda, his subordinate, at any time he wishes to do so. Imposing a ban on public smoking can serve as an example of a law that adheres to the ________ School of jurisprudence. Did she do anything wrong? It is a consensual, neutral, binding, private and enforceable means of international dispute resolution, which is typically faster and less expensive than domestic court proceedings. Responsibility for its integrity and honor. The materials relating to the Arbitration Agreements Rule on the Bureaus website are for reference only. Mark Walton was involved in a car accident in which the airbag of his car failed to deploy. This article will explain: The differences between arbitration, litigation and mediation When arbitration might be suitable for your business dispute The arbitration procedure Mediation is less costly than arbitration. Jasmine is not a REALTOR, but she is a real estate licensee. Monica's home is located in a flood zone. During a ________, the defendant's attorney can call additional witnesses and introduce other evidence to counter the rebuttal. He is ______. What does "D" stand for? For a court to hear the case, a. Gerry must agree. Which of the following is considered a technical skill? The employees reporting to Dan are most likely to conclude he demonstrates a lack of ________ in dealing with employees who gossip at work. Which of the following is NOT one of the duties of the Louisiana Commissioner of Insurance? $$ More than 40% of the employees at Valley Corp. lost their jobs during a recent recession. Has she committed any ethical violations? Which of the following provides basic property insurance for consumers who cannot secure coverage in the regular insurance market? ________ hears appeals from trial courts. It is considered to be the most effective method of settling national and international commercial disputes. Study with Quizlet and memorize flashcards containing terms like What is the purpose of formalized codes of ethics in the health care professions?, Bioethics is concerned with, The defendant in a lawsuit is the and more. not allowed in 22 states (right-to-work states), agency shop (four basic kinds of workplace labor agreements). The cost of malpractice liability insurance is based upon which of the following? The Commission on Accreditation of Allied Health Education Programs (CAAHEP) oversees the accreditation process of a variety of individual allied health educational programs. Olivia suffered third degree burns when her new espresso machine malfunctioned and sprayed her with scalding hot water and steam. Which of the following credentials are voluntary, and require a national examination that shows the level of competency for an individual? She must make sure to ______. Which of the following best describes this concept? Erica had an exhausting day and couldn't wait to go home and take a bubble bath. If a patient is injured because a health care professional failed to exercise the care and expertise that under the circumstances could reasonably be expected of a professional with similar experience and training, then that professional may be liable for. A health care practitioner makes competent decisions related to patient care. Which of the following statements best describes re-direct examination? quid pro quo - the person being harassed is in jeopardy of not being hired for a job, obtaiing benefits or opportunities unless he or she acquiesces. Patient Care Partnership: Understanding Expectations, Rights, and Responsibilities. A medical-surgical nurse is going off shift and giving her report to the nurse coming on duty. In this scenario, which of the following types of job withdrawal is being experienced by Christina? Which of the following theorists believed that human behavior is based on specific human needs that must often be met in a specific order? Julie owns the local shopping mall. A) Morality B) Philosophy C) Law D) Religion, Law is described as ________. The mutually-agreed-upon and neutral third party in an arbitration who reviews the positions of each opposing side, and makes a final and legally binding decision. Larry accidentally left a candle burning when he went to sleep one night, and his house caught fire. It is useless to try to pursue any sort of criminal justice based resolution. A physician assistant (PA) accused of medical malpractice claims that the charge does not meet all of the elements of the theory of recovery. A technician services mailing machines at companies in the Phoenix area. However, before you decide to resolve your claim through arbitration, read the following to understand the advantages and disadvantages. The action by which workers vote on whether to accept or reject the terms of the contract negotiated by the union after collective bargaining is called _________. Which school of jurisprudential thought emphasizes using law as a tool for market efficiency while solving legal disputes? In which of the following cases does a class action occur? What must he do to stay in compliance in Louisiana? Pursuant to the joint resolution, the Arbitration Agreements Rule has no force or effect. Who among the following would be most likely to hear and resolve a case if the alternative dispute resolution method of arbitration is used? When no written contract exists, who chooses an arbitrator to resolve disputes? Which of these REALTORS is likely in violation of Article 17 of the NAR Code of Ethics? Discuss stimulus discrimination and site an example. Ed and ABC Insurance are in court because they could not agree on the settlement amount during negotiations. A plea made for a case to be reviewed by the higher court occurs in the ______ phase of a lawsuit. Neville files a suit against Olina. Medical malpractice insurance that covers the insured only for any claims arising from an incident that occurred, or is alleged to have occurred, during the time the policy was in force, regardless of when the claim is made is called. Why was the Court of Appeals for the Federal Circuit created? This means that Kendall __. The insurer warns Sandy that it has a policy of appealing arbitration awards that favor the insured. Talent poaching makes it difficult for companies to . Assuming Kerry's policy has the 80% coinsurance requirement, approximately how much of the damage will Kerry be responsible for paying? Find the annual percentage rate on the loan. He buys a DP-1 and opts out of the extended coverages. ", Highest and best use of the land and the widest distribution of land ownership. Which of these licensees is likely in violation of Article 17 of the NAR Code of Ethics? Which of the following would strengthen Raul's belief and maximize the likelihood of a lawsuit? Six months later, the patient finds a lump in her breast. Instead of going to court, two parties in dispute agree to a neutral third party listening to both sides of the argument and helping to resolve the dispute. The philosophers of the Command School of jurisprudence will assert that the law is ________. Some prepositions consist of more than one word. In this case, the products are sold only in Gabon and do not carry the Cannes brand name. A physician assistant provides treatment to a person who has come to the emergency room for treatment of a painful rash. According to Louisiana law, an insurer must do all of the following, EXCEPT: a. Tamicka's boss repeatedly touches her hair or hands while he is speaking with her, even though she has told him that this makes her uncomfortable. d. Building and Personal Property Coverage Form. Jill's seller client told her that his house flooded last year, but that he doesn't want to include this on the property disclosure form because it might lower his property value. Mike has likely ______. The two common forms of alternative dispute resolution programs are arbitration and mediation. This is an example of a(n) _________ interview. case that serves as a model for future cases. (3). The court passes a judgment for Terry to pay $20,000 to Jill. Contacting you to resolve disputes, collect fees and provide assistance with the Service. Peter has a Dwelling Form flood policy with a $200,000 limit. The Securities and Exchange Commission (SEC), created by the Congress to enforce federal securities laws, is an example of a(n) ________. Rodrigo filed an ethics complaint with his local board of REALTORS. A new long-term care facility is applying for accreditation of the facility. How is legal precedent used between courts of different states? After a fire causes $125,000 in damage to their home, how much will each policy pay (ignoring any deductibles)? Which of the following would be covered under Coverage B of a typical Business Owners Policy? A(n) ________ is a complaint by an employee that management has violated the terms of the labor-management agreement. Rather than immediately terminating Bob, his manager, Mia, calls him in for a discussion. This scenario is an example of A. revolving door policy. The named insured's 23-year-old daughter who is at an out-of-state college. In a civil case John Deer vs. Jane Doe, the judge finds that the jury was swayed by the fact that Jane Doe was a woman when passing the verdict in her favor. After a fire destroys Gale's kitchen, she files a claim with her insurer and hires a contractor. In the U.S. Supreme Court, if all the justices voting agree as to the outcome and reasoning used to decide a case, it is a ________ decision. Which of the following roles is Johanna performing? A nurse who steals drugs from a medication cart is committing an offense under what kind of law? A health practitioner is interviewing a 6-year-old male child who is in Piaget's preoperational stage. Which of the following describes a benefit of mediation? Which of the following is a synonym for "good manners"? Which "C" is most likely to provide these benefits? On the other hand, Sonys fixation on Call of Duty is starting to look more and more like a greedy, desperate death grip on a decaying business model, a status quo Sony feels entitled to clinging to. An adjuster must make several important decisions during the adjusting process. This means that April, Leo is filing an ethics complaint against fellow REALTOR Kate. Match the four basic kinds of workplace labor agreements with the correct description. A patient is established with a physician in a primary care practice that provides a team based approach to health care with an emphasis on preventive services, care coordination, and enhanced access for patients. A health care practitioner completes a course in law and ethics. Arbitration is an alternative method of dispute resolution and can be chosen over commencing a suit in court in Singapore. Which of the following is the most common form of alternative dispute resolution (ADR)? After three weeks of work, William finally completes the porch he has been building for a client. Which of the following adjusters is acting appropriately as a fiduciary agent? When Shawn purposefully caused fire damage to Jim's restaurant, Jim's insurer paid the claim and then pursued Shawn for the damages, but Jim is still pretty mad about the whole deal and wants to sue Shawn as well. Which of the following motions asserts that there are no factual disputes to be decided by the jury, and that the judge can apply the proper law to the undisputed facts and decide the case without a jury? a. jewelry that is sold but not yet delivered. What might the family collect from a settlement of this case? As long as the respondent agrees, Jackie's confident that they'll be able to mediate the matter. The continuous cycle of improving job performance through defining performance, monitoring and evaluating performance, reviewing performance, and providing consequences is known as ______________. ___ is an employee's recognition that demands of the job are incompatible or contradictory. __________ means pervasive low levels of satisfaction with all aspects of life, compared with other people's feelings. Which of the following are methods of external recruiting? Yes; the postcard leads consumers to believe that Tony had something to do with the featured sales. Hoping to get some listings, REALTOR Tony sent out "sold" postcards for properties in the geographic areas he liked to serve, even though he hadn't sold those properties himself. Hank has a commercial property policy on his electronics store. Which of the following statements best indicates how chancery courts were different from law courts? _________ typically takes place in the workplace while employees are performing job-related tasks. People's perception of is their judgment that impartial methods were used to determine the consequences an employee obtains. The commissioner may extend an emergency adjuster license for an additional 90 days. This act is called ________. This is an example of a(n) ___________. Fairness, nondiscrimination, other's resentments. Once all cleanup and repairs are completed, what is the maximum indemnification the insurer could end up paying for the dwelling and debris removal? A doctor prescribes a placebo for a patient who he feels is complaining of pain that is not there. They wish to settle their case out of court. May birthday sign. Which of the following is NOT one of the requirements an adjuster must meet in order to be qualified to handle small commercial NFIP claims? An award for the loss to the patient's estate for future earnings. Which of the following would be the step that immediately precedes a threat of temporary suspension? A hospital administrator makes a decision to shut down a wing due to budget cuts even though some people will lose their jobs. The U.S. Supreme Court is composed of ________ justices. Medical Payments coverage in Acme Hardware's CGL will pay for both Gary's medical and dental expenses. Which of the following is the final step in verifying the physician's credentials? Important changes include strengthened confidentiality, broad procedural powers to ensure a just, speedy, and economical resolution of disputes, along with simpler and faster appeals. Jocelyn visits her local car dealership to test drive a sports car, but once she gets on the road, she skips town with the car and doesn't come back. In terms of job dissatisfaction, an employee who calls in sick or arrives to work late is engaging in. The tythingman might be considered the first real police officer, and he dealt with more serious breaches of the law. Marian, his manager, wants to refer Brandon to the company's employee assistance program. c. structures attached to the principal dwelling. d. the parties must own property., Milo files a suit against Nick in an Ohio state court, noting that Nick operates a Web site through He gets fired from his job because he refused to break local laws and discharge harmful chemicals from MaxCharge into a nearby river. b. Can he recover anything for his work? \lim _{x \rightarrow 1} \frac{x^2-1}{x-1} Cindy and her insurer cannot reach an agreement on her property claim. Which of the following is NOT a prohibited act and thus grounds for license refusal, suspension, or revocation in Louisiana? Supply chain operations require managerial processes that span across functional areas within individual organizations, and link trading partners and customers across According to Article 15 of the NAR Code of Ethics, REALTORS must not knowingly or recklessly make false or misleading statements about _, Other real estate professionals, the market, their businesses, or their business experience, Carly's latest ad features listings by other agents. Have you signed a representation agreement?". (The numeral at the end of each item indicates the number of prepositions in that sentence. The result reached in ________ must be accepted by both employee and employer. The barn was insured for $45,000 under Rosa's Farm policy, which included a replacement cost endorsement with an 80% coinsurance requirement. The term ________ refers to the oral testimony given by a party or witness prior to trial. Malcolm is a new agent and he's been struggling. (When asked to illustrate a conditioning procedure like this, be sure to label each component with the appropriate abbreviations, e.g., CS, US, etc.). _________ is a pleasant feeling resulting from the perception that one's job fulfills or allows for the fulfillment of one's important job values. What is the term for this type of always non-binding dispute resolution? Layoff - Temporary dismissal from an organization, likely due to economic conditions. Serena is concerned about an unacceptable level of job dissatisfaction among a number of work teams in her organization. In order to remain ethical when it comes to representation, which of the following questions should you ask her? A) a body of rules of action or conduct prescribed by controlling authority, and having binding legal force B) a study of fundamental After the defendant's attorney has finished calling witnesses, the plaintiff's attorney can call witnesses and put forth evidence to disprove the defendant's case. Medical malpractice insurance that covers the insured only for those claims made while the policy is in force is called. Local content regulations provide the biggest protection for the consumer. Each sampled passenger is to be interviewed in depth regarding airport facilities, service, and so on. Study with Quizlet and memorize flashcards containing terms like Hope wants to file a suit against Gerry. Which of these is a benefit of mediation? In this case, the agreement is said to be. Which of the following people would NOT qualify as an "insured" under a BAP? If you agree to cooperate with another broker because it's best for your client, it's assumed that ______. Which of the following statements is true about the mediation process? The employees under Ricardo can conclude a lack of in dealing with employees being drunk at work. He should advise the seller to ______. Which of the following is true regarding the standard of care expected of this physician? b. Patrick borrows his neighbor's 45,000 pound semi truck to help his neighbor move. This is called ________ and the provider may be sued by the patient. What is the proximate cause of the damage to Harry's equipment? John refuses to file a case against his long-time friend. Gary accidentally tripped over his own feet while shopping at Acme Hardware, breaking his arm and knocking out two teeth in the process. Which of the following is an example of a healthcare practitioner displaying compassion for a patient? Trinity is updating her website, business cards, and advertising to include her recently earned credentials. Real estate transactions often present ethical predicaments due to their financial risks and inherent complexity. Frederick Taylor developed an accountable care organization that rewarded When filing a lawsuit, what type of damages might this patient be awarded? Which of the following is NOT a way to determine an insurer's liability in a claim? a. Maria is the supervisor of the recruiting department at Innovex Inc. She is currently in charge of filling a few high-demand positions at Innovex and is planning to poach talent from rival companies, luring their employees with job benefits. Based on the NAR's goals, on what should Fiona's advertising focus? REALTORS must be honest and truthful in their real estate communications and present a(n) ______ in their ads and marketing. This is referred to as leaving. c. Prosecute insurers that violate state insurance laws. Kesha is filing an ethics complaint against Marco. "Using the brains instead of their brawn" BEST describes ________ workers. a. receive the basic extended tail coverage. One day, Julie sees Greg walking through the mall and doesn't like the way he looks, so she forces him to leave the premises. William owns a construction business and is insured with a Commercial General Liability policy. She reminds him that one of the benefits of arbitration is that ______. Angela's boss is guilty of ___________. DEC Construction is in charge of the project, but hires Mac Electric (an independent contractor) to complete the electrical work, and requires Mac to have Owners & Contractors Protective Liability for the job. The appealing party in an appeal is called a(n) ________. Which of the following people does NOT have an insurable interest in an insured property? _____ is one of the most effective tools a REALTOR board can use in mending relationships and clearing up communication issues. ___ is uncertainty about what the organization and others expect from the employee in terms of what to do or how to do it. What is the maximum indemnification that would go to Heather, the fire department, and her mortgage lender respectively? How will XYZ Consulting's insurer respond to Mindy's claim? A child tells a nurse that he stole money from his mother's purse because he needed to buy some candy. Which part of a homeowners policy provides coverage for the medical expenses of third parties who are injured on your property? Foreign assignments can be highly disruptive to family members, and the resulting role is the top reason that people quit overseas assignments. What is the most likely consequence of this situation? ________ is described as the science or philosophy of the law. Which of the following strategies does SourceCodes Inc. use in this scenario? EUPOL COPPS (the EU Coordinating Office for Palestinian Police Support), mainly through these two sections, assists the Palestinian Authority in building its institutions, for a future Palestinian state, focused on security and justice sector reforms. the type of malfunction, the service call can take 1, 2, 3, or 4 hours. The top management at Zion Manufacturers decides to search its employees on the job. What one type of information are licensees typically required to disclose to potential buyers? Which of the following is not a patient responsibility in the physician-patient relationship? Even though Sam and Lisa have squabbled before, Sam presents her client's offer to his seller client and says nothing about his relationship with Lisa. What important function of the law was served in this case? ________ refers to jurisdiction that allows a plaintiff who obtains a judgment in one state to try to collect the judgment by attaching property of the defendant located in another state. Rosa's barn burned down when it was struck by lightning during a storm. But in the course of the case being heard in court, the car company and Mark decided to settle the lawsuit out of court. Derrik is the manager of a large restaurant. a set amount that each patient pays for each office visit. A(n) refers to the meeting of a departing employee with the employee's supervisor and/or a human resource specialist to discuss the employee's reasons for leaving. Listing broker Raul has agreed to reduce the seller's commission by 1% if an agent in his firm procures the buyer. Match the element of compensation with its description. The ________ has special appellate jurisdiction to review the decisions of the Court of Federal Claims, the Patent and Trademark Office, and the Court of International Trade. Which of the following are aspects of social capital? Insurers should adopt and implement reasonable standards for prompt claims investigation and processing. Many employers are wary of giving references for which of the following reasons? Her website looks a little bare, so she also adds the credential she's currently working on. Depending on For a court to hear the case, Milo files a suit against Nick in an Ohio state court, noting that Nick operates a Web site through which Ohio residents have done substantial business with him. Which of the following, if true, would help strengthen Jarvis' belief? . If you report that ______, you might be crossing an ethical line. PAP holders have several duties after a loss. Using the process of comparative negligence, a judge determines that the patient contributed 35% to the injury and the physician contributed 65%. They told Tara that she'll need to accept the settlement under Coverage B before they can pay her for her loss under Coverage D. Tara tells the insurer that she plans to file a lawsuit, and subsequently receives a check from the insurer for $13,000, without any indication of which coverage the payment is being made under. Which of the following is true about a majority decision reached by the U.S. Supreme Court? The complaint should include, Mediocrit, Inc., makes and sells goods that are substandard. is the NAR's preferred method of dispute resolution. The insurer offered him $60,000 to replace the vehicle, which Zach rejected. Considering that 55% of consumers still don't understand the differences between agency relationships, licensees should ______. Inc., have their dispute re-solved in arbitration. the day the alleged negligent act was committed. The arbitrator arbitrates issues that the parties did not agree to submit to arbitration. They must arbitrate if the out-of-state broker agrees to travel to Felicity's board and abide by the panel's decision. What function of the law is being served when passing laws that protect the U.S. government from the risk of being forcefully overthrown? the parties to a dispute often provide the neutral third party with a _____ stating each party's position. An archaeologist might use _____ archaeology when recreating how people made stone tools in the past. Vincent has just been discharged from his job after the company he was working for started downsizing. There is a severe hailstorm headed in David's direction. Devon was recently told by senior management that they expected him to exercise more authority and leadership with his work group. Which of the following actions is Sue allowed to take? Which of the following educational programs is not accredited by the CAAHEP? She's planning to join soon anyway. Which of the following statements is true about the Federal Arbitration Act (FAA) of 1925? The hail would be considered: b. actual economic interest in the insured risk. David's actions constitute: In an insurance contract, the policyholder gives the insurer _____, and the insurer gives the policyholder ______. Have at least 1 year of experience working under a licensed adjuster. Which brochure applies to both hospital and health care visits and encourages high quality care? Employees might be transferred for four principal reasons: Under the 1947 Taft-Hartley Act, individual __________ are allowed to pass legislation outlawing union and agency shops. Which of the following can be filed by the defendant of a lawsuit? Zohrina is a top manager at her current company. The first step in critical thinking problem solving is to. When conducting a workplace search, employers can act fairly and minimize the likelihood of a lawsuit by. He noticed that several of the security personnel at HCD allowed tankers to be filled over the legal limit with highly inflammable gases. Psychologists question how individuals develop values that guide them in ethical decision making. To which of these clients should she probably say goodbye? What is the unique focus of health care providers that challenges them to make sound ethical decisions? He used without permission parts of a computer program copyrighted by another programmer. What was the key reason for the creation of law courts during the early development of the English common law? When a dispute arises, Destiny initiates a lawsuit against Enzo by filing a complaint. Study with Quizlet and memorize flashcards containing terms like 1. If neither REALTOR in a dispute wishes to mediate, what does the NAR Code of Ethics dictate happens next? Which of the following terms denotes the defendant's written response to a plaintiff's complaint that is filed with the court and served on the plaintiff? No; they limited cooperating agents' ability to show and sell the property. Which of the following adjusters is acting improperly as a fiduciary agent? When entering into a contract, certain conditions must pertain to the offer. b. The Workers' Adjustment Retraining and Notification Act requires that. Individuals who are asked to provide assessments of former employees are known as _____________. What type of negotiation technique are Larry and his insurer using? A physician is a specialist in obstetrics. REALTOR Jackie is a complainant in an ethics complaint. Confused about his state of joblessness, Vincent threatens to sue the company for reparations. No; Joe's client told him she doesn't want to see any other offers, and it's in her best interests to abide by her wishes. "The insured must make reasonable effort to protect the covered property from further damage.". To identify the sample, each passenger was given a number on boarding the aircraft. Ben just became a REALTOR. The findings were put to a debate at the local town hall, where it was accepted by a majority of the residents of Halfren. The Analytical School of jurisprudence maintains that the law is ________. What's the penalty he recommended? d. Marjorie is trying to calm a claimant who is very upset, so she tells him that she is sure the loss is covered, even though she has not yet determined the cause of loss. Why would the insurance company want to know this information? How much is Brittany likely to receive from her insurer in response to her claim? Which of the following will be the result of this case? Register at least 30 days ahead for a free drink or treat on your birthday. Both parties in the physician-patient relationship have certain rights and responsibilities. Which of the following statements would apply to this situation? A patient who was injured in a fall in a health care facility due to the negligence of the nurse is filing a medical malpractice lawsuit. What type of employment test did Tyrone complete? Ability, performance, and personality tests are the three most common types of _______ tests. A gas line explodes outside of Sarah's Sewing Shop, ruining her new landscaping. While he is driving on icy roads one day, he loses control and slides into a guardrail, damaging the front bumper. D'Antoni loses the suit, appeals to the U.S. Court of Appeals for the Ninth Circuit, and loses again. Mia treats Bob with dignity and respect, listening to what he has to say about the incident. Larry disagrees with the amount of the adjuster's estimate to repair the damage, so he and his insurer have each chosen a representative, and the two representatives have also mutually decided upon an umpire. ________ are courts that hear matters of a specialized or limited nature. may have the physician sign a letter of dismissal with 30 days to find a new physician. Match the type of sexual harassment to the correct description. Which of the following is an option of an employee assistance program (EAP) in which a patient uses video conferencing equipment to participate in online meetings with a therapist? In addition, its format can cause legal trouble because some questions may be unrelated to the job. c. The two-bedroom house that Shannon owns in town, which she rents out to four college students. A pledge for physicians that remains influential today is, An attorney files a motion that pleads there is no basis for a trial. Randy entered into a contract to provide a computer program to a New Jersey school district. The person hired as a third party to carry out mediation is called the _____________. Gaston, a staff adjuster, is adjusting a homeowners claim when he notices some beautiful old woodwork that has been damaged in the occurrence. Every six months, Fran has a meeting with her manager to discuss her performance, the goals of which were specified in the meeting six months earlier. Because the parties in arbitration are usually encouraged to participate fully and sometimes even to help structure the resolution, they are often more likely to work together peaceably rather than escalate their angst and hostility toward one another, as is often the case in litigation. A new employee in a large medical practice is looking for the professional etiquette staff members are expected to follow. Which party has the right to decline arbitration? Study with Quizlet and memorize flashcards containing terms like What is the best skill essential to a project managers success that will result in a "best solution" outcome?, Cost control involves the use of "comparisons" to indicate the need to do what?, What are the 5 phases of the construction process? This is referred to as the _________ doctrine. A jury is selected in the ______ stage of a lawsuit. Which of the following is NOT necessary for an individual to qualify for a resident license in Louisiana? The seller client Veronica represents scheduled the buyer-requested repairs, but due to inclement weather, the repairs won't be completed until the day after closing. To which of the following "4 Cs of medical malpractice prevention" does this statement refer? Study with Quizlet and memorize flashcards containing terms like Scott is a manager at a large electronics company. All that's left is a huge pile of debris and a $167,000 mortgage balance. c. the parties must have no minimum contacts with each other. A few months later, the company had not acted, and Rashid contacted the Occupational Safety and Health Administration. Employees driving to and from the workplace, Amanda is a nurse in Dr. Smith's pediatric practice. In an insurance policy, where might one find the following statement? A week later, the stairs to the porch collapse and the client is injured. Which of the following is NOT an example of an "indirect loss"? Carol. No; she isn't a REALTOR, so she isn't bound by NAR's Code of Ethics. Marsha holds an Ethics Refresher training every Spring at her brokerage. They're obligated to abide by the requirement. How many days does she have left to file an ethics complaint? Even though she works from home, she often feels a lot of pressure in balancing her work and looking after her children. F. A supplier of school kits has determined that the combined fixed and variable expenses to market and sell G kits is W. What expression models the price of a school kit at the breakeven point. Arbitration is based on party autonomy and can be flexibly adapted to the needs of the parties. The patient sued claiming mental anguish. This makes homes better able to withstand wind, but comes at an additional cost. Scott is a manager at a large electronics company. Did the duo demonstrate ethical behavior? number of arbitrators; and issues subject to arbitration. Which of the following does an employer violate when it terminates an employee for refusing to do something unethical, unsafe, and illegal? Conducting personal business online during work hours is called. workers must pay equivalent of union dues but aren't required to join the union. Which of the following is a recommended communication technique to prevent medical malpractice lawsuits? Jeffrey's birthday is June 15 and he first got his Louisiana adjuster license on September 1, 2017. The parties may also provide for expedited arbitration procedures, including the time limit for rendering an award, if they anticipate a need for hearings to be scheduled on short notice. What ethical obligation does Jill have? Check all that apply. Charlie's seller client asked him to pass along any offers to her, even after her property went under contract. a. On a separate sheet of paper write the best possible answer for each one. Stare decisis is the doctrine of ________. A child life specialist caring for children in the pediatric ward plays a game with a young patient who is enjoying the game, but makes up the rules as she goes along. And besides, they have good insurance, so it wouldn't be that big of a deal even if Robby did damage his car. What are three steps managers should take to avoid being sued for wrongful termination? XYZ Consulting was previously covered by a claims-made CGL policy, but changed to an occurrence policy in January 2016, when the policy came up for annual renewal. He has completed 20 hours of general continuing education. Tara filed a preliminary claim report after her home was partially damaged by fire. What does Mark still need before he can renew his license? A deposition may be taken in which phase of the lawsuit? The water damage that results is an indirect loss. You should try open communication as a first step in conflict resolution. c. The policyholder must complete a driving safety course. However, during his exit interview, an HR supervisor learns that Mark had no complaints about the work he did or the pay he received. Federal Arbitration is much cheaper on average than court litigation. Which of the following insurance claims can be handled by someone without an adjuster license in the state of Louisiana? How much is the insured willing to pay? Quincy is in court attempting to convince the jury through a preponderance of evidence that his insurer is deliberately withholding his rightful indemnification for his property claim. Which of these statements is true? After thirty years of operating his business, Phil is finally ready to retire. The amount of income linked to each job is called the. A physician is caring for an indigent 37-year-old male patient with no health insurance, who is admitted to the hospital with acute pancreatitis related to alcohol abuse. She didn't get consent from the other agents to use their listings, because she figured it didn't really matter. What does this Latin term mean? You meet a prospective seller client at the grocery store. A patient's mammogram is reviewed and the radiologist reports a normal exam. Which of the following statements is TRUE? Fire, lightning, and internal explosion. Which of the following functions of the law did the state government of Halizona exhibit in this case? REALTOR Janice wants to research how the NAR enforces the Code of Ethics. to summarize the NAR Code of Ethics and the fundamental duties of REALTORS. Which of the following statements is true about appellate courts? Which of the following causes of damage would NOT be covered by a Personal Articles Floater? His wife, Jane, feels that they should really have closer to $200,000 in total coverage, so she takes out an additional $50,000 DP-1 policy on the same dwelling. To avoid involving any third party in the resolution of their dispute, Liz and Moss might prefer to use the alternative dispute resolution method of, Farmers Pantry Products Inc. and Market Grocers LLC dispute a term in their contract. The NAR Code of Ethics is based on and references the __, According to the NAR Code of Ethics preamble, the real estate industry is so important that REALTORS share with their fellow REALTORS a common. You're part owner of the title company you recommended to your buyer client. Set a time to discuss them and determine which idea is the best. Nigel is a trainee at ZenNext Corp., who is known among colleagues for his arrogance, rude behavior, and short-tempered nature. SourceCodes Inc. is an organization that tries to avoid the potential for violence or a lawsuit each time an employee is asked to leave the company. The act of other interested parties joining as parties to an existing lawsuit is termed as ________. Rita Fuller and Robert Morgan are contending parties to a lawsuit involving the division of their inheritance from their grandmother. In order to support the Quizlet business and provide our users with relevant information regarding the Service and opportunities presented by partners, Quizlet may use your personal information for marketing the Service. b. the court must have jurisdiction. After the storm passes, and David's car is covered in hail damage, he calls his insurer and files a claim. Mediation can clear up misunderstandings and preserve working relationships. Which of the following statements is true about intermediate appellate courts? What function of the law is being served when passing laws that prohibit discrimination at workplaces? List the steps in the performance management process in the correct order. Originally, his home was built only of wood, but now there are new building codes in place that require ThermaSteel panels to increase the structural integrity of the building. What is the meaning of the term litigious? Who is the most well-known ethicist to write about this ethical decision making process? "There's a lot of room for people to grow with this organization," hiring manager Myranda told the applicant. What is something you have learned how to do after watching someone else? The endorsement provides liability and medical payments coverage. Repeated mistreatment of one or more persons involving physical, psychological, verbal, or nonverbal behavior that is threatening, humiliating or intimidating is a type of harassment known as _________. Which of the following legal documents establishes the U.S. federal government and specifies its powers? Owing to this, the judge reduces the damages awarded to Jane by $20,000. This is an example of. Radiocarbon dating can only be used on materials older than 40,000 years. Which additional coverage could help Mark with this added expense? Which of the following people is LEAST likely to be placed on probation by the Commissioner of Insurance? A hailstorm moves over Erin's restaurant. After the meeting, you will need to decide which resolution is best. The water from the sprinklers soaks the carpets and shorts-out all the computers, causing thousands of dollars in damage. The case eventually went to trial and the jury awarded Zach $65,000. malfunctions occur at about the same frequency. Without using a planned evaluation form, Susan occasionally meets with employees and offers them _________ appraisals to let them know where they could correct or improve their job performance. Which of these is an acceptable reason to NOT cooperate with another broker? Which homeowners policy did Michelle purchase? Another agent calls and asks if she can show the property tomorrow, but Shaquan says it's unavailable until the weekend in order to give himself a couple of days to present the offer to the seller. Historically, if an organization and employee do not have a specific employment contract, the employer or employee may not require a specific time to end the employment relationship. Oscar is applying for health insurance, and writes on the application that he does not smoke, even though he does have a few cigarettes each day. Which two of the following are concerns that a manager should consider when an employee is promoted? Unintentionally, a health care provider fails to exercise what is considered ordinary care. However, Kerry only has a $120,000 homeowners policy limit. After Tara sent in the formal proof of loss forms, the insurer agreed to pay according to the policy provisions under Coverage D (loss of use) but they offered her an unreasonably low settlement under Coverage B, for the damage to her detached garage. (Round all numbers to three decimal places.). n771bc controller. Which of the following statements is true in this situation? A radiology technician approaches a new patient and states, "I am Jennifer and I will be taking care of you today." In insurance terms, the location of Monica's home is considered: The primary purpose of the Insuring Agreement is to specify the ____________ of an insurance policy. In order to be considered "fully insured" at 80% or more, Richard must carry at least $240,000 in insurance coverage on his home. Yes; she advised Paul about the time constraint, presented a solution, and updated the lease as soon as possible. Which of the following terms refers to a referral service that employees can make use of to pursue professional treatment for emotional problems or substance abuse? Darnell is applying for auto insurance with his agent. d. A fur coat is partially devoured by rats during transport. A ________ alleges that if all the facts presented in the paperwork filed with the court to initiate or respond to the lawsuit are true, the party making the motion would win the lawsuit when the proper law is applied to these facts. d. Barb is too abrupt in her negotiation style, and several dissatisfied claimants submit formal complaints about her people skills. Recently, he was moved to a new work team to help in the development of a new product. However, the head of the HR department, Heidi, believes that doing so could maximize the likelihood of a lawsuit due to privacy concerns. Which of the following statements is true of the U.S. Supreme Court? Once a complaint has been filed with the court, the court will issue a ________, directing the defendant to appear in court. Phil, an investor who swore at her and called her lazy and incompetent when his offer wasn't accepted. Physician specialty and dollar amount covered by the policy. According to the hot-stove rule, which of the following qualities makes discipline more effective? In a homeowners policy, the additional coverage "Tree and Shrub Replacement" will pay: Dewayne is helping Pat restore his 1967 Mustang. According to the preamble of NAR's Code of Ethics, "REALTORS should recognize that the interests of the nation and its citizens require the ______.". A physician sits down with a patient and addresses all the concerns of the patient. EXAMPLE:a boys' trousers The contractor estimates it will take $42,250 to repair the damage, but the adjuster estimates it will only take $38,340. All local boards must offer mediation in otherwise arbitrable matters. Study with Quizlet and memorize flashcards containing terms like In the client-server model, what is the primary secure protocol used for communication between a browser and web server?, Which two encryption protocols might be used to provide secure transmissions for email services?, Which of the following applications could be used to run a website from a server? c. Sandra negotiates settlements on inland marine claims for Elite Insurance. Usually cheaper than litigation. Which of the following is true about a plurality decision of the Supreme Court? The past may not provide the right answer. Marsha holds an Ethics Refresher training every Spring at her brokerage. These policies are set up to pay covered claims by contribution of equal shares. The postcard included his contact information, his brokerage's name, and the REALTOR logo. b. alert a claimant when his claim is suspected of being fraudulent. BB Mart's Commercial General Liability policy has a general aggregate limit of $1,000,000 and a per occurrence limit of $300,000. Autonomy is considered one of the seven universal principles of health care ethics. The company's best ground for dis-missal of the suit is that Naomi does not have, Destiny and Enzo engage in a business transaction. His doctor informs him that he'll need surgery and that this deterioration was most likely caused by his earlier accident with the exercise bike. Which type of insurance should Cindy purchase to provide her with liability coverage to protect her while driving her friend's car? Michelle just purchased a homeowners policy for her new single-family home. Zach totalled his car in an accident. Match the two types of workplace discrimination to the correct description. Which ethical principle applies in this situation? U.S. Department of Education and Council on Higher Education Accreditation. A health care facility administrator considers the principle of utility when making decisions that affect the employees of the facility. The Court is, Carol files a suit against Andy in a state trial court and loses. If an adjuster is not capable of competently adjusting a claim, the Adjuster Standards of Conduct dictate that the adjuster should: An adjuster's preliminary claim report should: d. Ernest knows the claimant can't possibly afford to pay for their extensive damages, but he denies the claim anyway because the cause of loss was not covered by the policy. The law of ______ makes employers liable for the actions of their employees. What theory of decision making is being employed by this physician? applies in 22 states (right-to-work states). Jewelers Block coverage excludes all of the following, EXCEPT: When a tornado rips through town, it partially destroys Mark's home, forcing him to rebuild half of the structure. This is an example of: Making false or misleading statements about a policy's terms or benefits is unfair and considered: a. (1) They fear that if they say anything negative, they can be sued by the former employee. Which endorsement would he need to purchase in order to include this vehicle as an "auto" under his BAP? $8,000 - Jane's policy represents the total coverage and therefore pays of the damages. 4. Mark, a highly skilled technician, has been one of the most productive employee at Swenovo Inc. An economics student raises the following objection: The chapter said that a higher interest rate lowers investment, but this doesnt make sense. Which of the following questions should you ask in order to meet your ethical obligations regarding representation? a. Cheryl filed an ethics complaint against Stan. 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